How soon should you start thinking about retirement?It’s never too soon – even if yesterday was your very first day on the job and you won’t be turning in your last time card for four decades. You’ll benefit from preparing for that last day now.That way, says Jim Wright, a fee-only financial planner in Paoli, Pa., outside Philadelphia, “You get more time with the benefit of compounding.” The money you put aside now makes gains – and those gains can be reinvested to make more gains, and so on.So step No. 1 is start saving. If your employer offers a
