Time to start saving for college.That’s no joke. As the cost of higher education keeps rising, the best way to prepare is to put aside money as soon as you can. You don’t want to saddle your youngster 20 years from now with mountains of debt just when she or he has that diploma and is heading out to take on the world.Fortunately, there are tools to help — both sources for practical advice as well as financial instruments that help you save while giving you some tax benefits for doing so.And if college isn’t so far away for that
