You have good cash flow, minimal debt and no upcoming major purchases in the works.But you know just how unpredictable the future can be. “Chance favors the prepared,” the old saying goes, but how do you realistically prepare for every eventuality? You can’t, of course.But anything you can do to provide more flexibility when fortune changes, for better or worse, can put you on the right side of those wise words.One way to prepare is to establish a line of credit even when you don’t need it. Strengthening your position now to borrow in the future can pay off handsomely.















